The Employers Choice Preventative Care Plan is an IRS-compliant tax savings program that reduces your FICA tax burden while giving every enrolled employee access to comprehensive 24/7 telehealth services through Revive Health. Zero changes to your existing payroll or insurance.
This short video walks through exactly how the Employers Choice Preventative Care Plan works, what your employees receive, and how your business captures the savings.
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Most employers face the same frustrating trade-offs when it comes to taxes and benefits. This program solves all three at once.
Every paycheck, you are paying 7.65% in FICA taxes on employee wages. For a company with 50 employees, that is thousands of dollars going to taxes every single month instead of your business.
78% of employees say they value benefits over salary increases. But traditional benefit packages are expensive and complicated to administer, leaving most employers stuck between cost and competitiveness.
Healthcare premiums increase an average of 6.5% every year, squeezing budgets and forcing tough choices. There has to be a better way to offer quality benefits without breaking the bank.
What if you could save money on taxes and improve employee benefits at the same time — with no new spending?
A simple, IRS-compliant four-step process that creates real savings with zero disruption to your payroll, insurance, or operations.
Eligible employees — any W-2 workforce of 10 or more — enroll in the Employers Choice Preventative Care Plan through simple paperwork. No changes to their existing health insurance. No new coverage to choose from.
Simple Turnkey EnrollmentA pre-tax deduction of approximately $1,220 per month is applied to enrolled employee wages under IRS Section 125. This reduces taxable income for both the employee and the employer — lowering your FICA tax liability immediately.
~$1,220/mo Pre-TaxEmployees receive a 100% tax-free reimbursement of $1,220 under IRS Section 105, along with full access to Revive Health's comprehensive telehealth platform. Their net take-home pay stays the same or increases.
100% Tax-Free Under §105The difference is your FICA tax savings. You keep approximately $53.33 per month per enrolled employee from the reduced payroll tax burden. That adds up to about $640 per employee per year — straight to your bottom line.
~$53.33/mo Per EmployeeYour business pays less in FICA taxes. Your employees receive a valuable telehealth benefit and maintain the same or higher take-home pay. No new spending. No insurance disruption. No complexity. It is a genuine win for every party involved.
See how much your company could save with the Employers Choice Preventative Care Plan. Adjust the slider to match your workforce.
Enter the number of eligible W-2 employees at your company. The minimum enrollment is 10 employees.
Estimates based on average FICA savings of ~$640 per employee per year ($53.33/month). Actual savings may vary based on employee wages and enrollment rate.
Ready to see your exact numbers? Schedule a free savings analysis and we will run the calculations specific to your payroll and employee profile.
Get My Free Savings AnalysisEvery enrolled employee receives full access to Revive Health's premium telehealth platform — 24 hours a day, 7 days a week. No waiting rooms. No appointments needed. Employees can connect with a licensed provider in minutes from anywhere.
All services are HIPAA-compliant. Employees access care privately and conveniently, making it far more likely they actually use the benefits you are providing.
Board-certified doctors available any time, day or night, via phone or video. Address urgent care needs, get diagnoses, and receive treatment plans without ever leaving home.
Licensed therapists and counselors available for virtual sessions. One of the most in-demand benefits in today's workforce — covered as part of the plan at no additional cost to employees.
Common medications delivered directly to the employee's door at no additional cost. Covers a wide range of frequently prescribed drugs — a tangible, everyday benefit your team will notice.
Convenient lab work with results reviewed by licensed providers. Skip the hassle and cost of in-person lab visits for routine blood work and diagnostic testing.
Personalized nutrition counseling and structured weight management programs. A meaningful wellness benefit that supports long-term employee health outcomes.
Routine screenings, wellness checks, and preventative services. Catching issues early keeps your team healthier and reduces the likelihood of costly claims down the road.
Every aspect of the Employers Choice Preventative Care Plan is designed to meet or exceed regulatory requirements. The program has been reviewed by tax attorneys and employee benefits specialists, and we stand behind every aspect of the plan.
The tax-free employee reimbursement is structured as an HRA under IRS Code Section 105. This is the legal basis that makes the reimbursement 100% tax-free to employees.
Employer contributions to accident and health plans are excluded from employee gross income under Section 106, supporting the tax-advantaged structure of the program.
The pre-tax payroll deduction is administered under a Section 125 Cafeteria Plan, which is the legal framework that reduces taxable wages for both the employee and employer.
Benefits provided through the program qualify as medical care under IRS Section 213, ensuring the services delivered to employees meet IRS definitions for tax-favored treatment.
The plan meets all Employee Retirement Income Security Act requirements for employer-sponsored employee benefit plans, protecting both employer and employee interests.
All employee health information is handled in full compliance with HIPAA privacy and security standards throughout enrollment, administration, and care delivery.
The savings come entirely from FICA taxes you are already paying. There are no upfront costs, no implementation fees, and no new line items in your budget.
We handle all documentation, employee enrollment communications, and ongoing plan administration. Your HR team takes on no meaningful new workload.
This program runs alongside your current health insurance. Nothing gets cancelled, replaced, or renegotiated. Employees keep their existing coverage exactly as-is.
Employees receive premium telehealth benefits and maintain the same or higher take-home pay through the pre-tax structure. It is genuinely a win for every person on your payroll.
Savings begin the first payroll cycle after enrollment. Unlike most benefit changes, there is no waiting period before you start seeing the financial impact.
A dedicated support team manages enrollment, handles employee questions, and keeps the plan running smoothly year-round so you never have to think about it.
Schedule a free 15-minute discovery call. We will run a personalized savings analysis specific to your payroll, workforce size, and employee profile — with no obligation to move forward.